A Redmond Dentist Can Help You to Understand Your Dental Insurance

Posted by Alison Han Aug 12,2021

This is a thumbnail image of blog A Redmond Dentist Can Help You to Understand Your Dental Insurance

As a Redmond dentist, we understand that having the best oral health possible is critically important to the people who live on the Eastside. Thus, we make sure to provide you with a holistic approach to a healthy mouth. The bottom line is this, if you have a healthy mouth, the rest of your body typically follows suit.

We also know, as a Redmond dentist, that the cost of providing holistic care for your mouth can be affordable if you plan correctly. Routine and preventive care can have an impact on a family budget, so when you start talking about treatment for diseases, accidents, or dental emergencies the impact can be high without insurance. Most of our patients turn to health insurance, dental insurance to be specific, in order to offset some of the costs of having a healthy mouth.  As you start to think about using dental insurance to offset the cost of visiting the dentist, it is important that you have an understanding of your family's needs and also to understand how dental insurance works.

We Can Help You to Make Sense of Insurance 

At our Redmond dentist office, we understand that dental plans can be extremely complicated. Most people have an understanding of how insurance works and are surprised to find that dental insurance often doesn't operate on all of the same principles. While we have been taught to believe that insurance is a protection against unforeseen expenses, dental insurance tends to work more like a discount coupon that offsets the cost of dental care. In other words, it is important that you understand all aspects of your plan and we can help you to do so. If you need help understanding it, once we have a copy of your plan, the administrative staff at our office can help you have a more comprehensive understanding of what is covered and what percentage your insurance will play. There are a few things that you should be aware of with any plan.

The first, and most important thing, that you can know is what your plan pays for. Some plans will pay for routine care and treatment at our Redmond dentist office, others will include some level of orthodontics, and a few plans will actually pay for cosmetic enhancement. The second thing you need to be aware of is what percentage your dental insurance will pay, typically between 50 and 80 percent. You should also know what portion are you responsible for. Remember, that dental insurance looks like a discount coupon which means that a portion of the payment will be your responsibility.  Hence, you should understand what your deductible and office visit fees are and also be aware of what your individual and your family deductibles are. Lastly, you should always know what the top cap on your dental insurance is, a number that we keep an eye on to ensure that you are not saddled with unnecessary expenses. We can also use this to make sure that you get the most out of your benefits by planning your treatments according to your plan.

Get help or learn more by calling our office today.

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16300 Redmond Way #200, Redmond, WA,
Redmond, WA 98052

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